Improve Your Long-Term Care Conversations With Clients

The Brighthouse SmartCare Protection When It's Needed Most guide can help illustrate the benefits of hybrid life and long-term care insurance, no matter what turn life takes. Use it to lead conversations and demonstrate the importance of planning ahead for long-term care costs.

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For Financial Professional Use Only. Not For Public Distribution.

Brighthouse SmartCare^® is an indexed universal life insurance policy with long-term care riders issued by, and product guarantees are solely the responsibility of, Brighthouse Life Insurance Company, Charlotte, NC 28277 and, in New York only, by Brighthouse Life Insurance Company of NY, New York, NY 10017 ("Brighthouse Financial"). All guarantees, including any optional benefits, are subject to the claims-paying ability and financial strength of the issuing insurance company. Each issuing insurance company is solely responsible for its own financial condition and contractual obligations. Brighthouse SmartCare has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, please contact a financial professional. May not be available in all states or firms.

Brighthouse Financial^® and its design are registered trademarks of Brighthouse Financial, Inc. and/or its affiliates.